Spending and saving money

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The act of using money to buy things
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spending
The act of keeping money instead of using it
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saving
Money you receive regularly, especially from work
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income
Money you spend regularly
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expenses
Money saved for future use
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savings
A plan for how to use your money
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budget
Money paid for something
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cost
Money owed to someone
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debt
Money left after spending
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balance
An amount of money kept for emergencies
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emergency fund
To use money to buy something
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spend money
To keep money for later
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save money
To put money aside regularly
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set money aside
To waste money on unnecessary things
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waste money
To reduce how much you spend
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cut back
To pay too much for something
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overpay
To keep your spending under control
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stick to a budget
To spend less than usual
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save on
To buy something at a lower price
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get a bargain
To manage money carefully
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budget carefully
Careful with money
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economical
Not costing much
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affordable
Costing too much
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expensive
Giving good value for the price
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cost-effective
Using money wisely
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sensible
Done without thinking enough
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impulsive
Unnecessary and wasteful
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extravagant
Reasonable and balanced
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moderate
Linked to money matters
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financial
Giving long-term security
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sustainable

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