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zdobywać umiejętności
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acquire skills (expression)
Increase your chances of employment by acquiring new skills.
kampania reklamowa
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advertising campaign (noun)
Our summer advertising campaign was extremely successful.
załatwiać, organizować
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arrange (verb) ***
Some students are able to arrange grants from local government.
zostać (niesprawiedliwie) zwolnionym
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be (unfairly) dismissed (verb)
What would you do if you were unfairly dismissed from your job?
być czasowo zwolnionym / wysłanym na bezpłatny urlop
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be laid off (verb)
Several workers were laid off due to poor profits.
być zwolnionym
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be made redundant (verb)
What would you do if you were made redundant after 25 years' service?
mieć przydzielone zadanie
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be on assignment (verb)
David is on assignment in Singapore for the next two years he is looking forward to the new challenge.
dostać awans
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be promoted (verb)
What would you do if you were promoted to a job you knew was too difficult for you?
robić sobie przerwę (w pracy)
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be resting (verb)
He's currently resting for a couple of months but he'll be back to work after that.
być zawieszonym
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be suspended (verb)
He was suspended due to a suspicious incident at work.
zostać przeniesionym
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be transferred (verb)
What would you do if you were transferred to Alaska?
zwiększać (swoje) zarobki
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boost (your) eamings (expression)
As well as improving your employability and boosting your future earnings, you'll have lots of fun going to parties and making friends.
pożyczać (od kogoś)
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borrow (verb)**
Many students are unable to borrow money from friends or family.
krok do przodu w karierze zawodowej
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career move (noun)
Transferring to the marketing department is a great career move.
przewodniczyć, przewodzić
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chair (verb)
He chaired the meeting successfully.
kontaktować się
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contact (verb) ***
I contacted corporate clients by phone.
projektować
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design (verb) ***
They designed the sales materials.
sporządzać
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draw up (verb)
I drew up proposals for a new e-commerce division.
wzbogacać CV
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enhance your CV (expression)
Obtain practical experience that will really enhance your CV.
przekraczać
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exceed (verb)
We exceeded annual objectives by 20%.
finansować
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finance (verb)
If you're not lucky enough to be married to a millionaire or to have parents with very deep pockets, you may be wondering how to finance the next step in your education
zdobywać wiedzę
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gain knowledge (expression)
Don't miss out on a wonderful opportunity to gain knowledge and acquire skills which will serve you for a lifetime.
składać wypowiedzenie
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give in (your) notice (verb)
What would you do if you gave in your notice the day before the firm announced a 33% salary increase?
chodzić na przyjęcia
she goes out almost every night!
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go to parties (expression)
She loves going to parties
dręczyć
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harass (verb)
She felt her colleague was harassing her so she decided to speak to the boss.
dobrze się bawić
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have fun (expression)
You should study hard at university, but don't forget to have fun too!
wdrażać
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implement (verb) **
They implemented innovative advertising campaigns.
zwiększać szansę na zatrudnienie
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Improve (your) employability (expression)
You should do everything you can to improve your employability.
zachęta, motywacja
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incentive (noun)**
The possibility of a Christmas bonus was a great incentive to work harder.
nieoprocentowany
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interest-free (adjective)
A student loan is usually interest-free
zaczynać pracę w firmie
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Join a company (verb)
When you join a company, you need to make a good impression.
nawiązywać przyjaźnie
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make friends (expression)
University is a great place to make friends.
zarządzać
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manage (verb) ***
I managed a team of 40 telesales operatives.
realizować
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meet (verb)
We met sales targets for every month.
motywować
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motivate (verb)
I motivated a team of 40 telesales operators.
uzyskiwać
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obtain (verb) ***
He obtained a first class degree at Bristol University.
zyskać doświadczenie praktyczne
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obtain practical experience (expression)
It is important to obtain practical experience that will really enhance your CV.
prezentować, przedstawiać
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present (verb)***
We presented incentive travel programmes to the Board of Directors.
rzucić, skończyć (pracę/szkołę)
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quit (verb)
He was so sick of the bad working conditions, he decided to quit.
pobierać naukę
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receive tuition (expression)
If you choose a good school, you'll receive tuition from experienced professors
zrekrutować
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recruit (verb)**
We recruited new sales reps.
spłacalny
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repayable (adjective)
The money was repayable over a five-year period.
zakładana wysokość sprzedaży
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sales target (noun)
I'm afraid we didn't reach our sales target this month.
stypendium
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scholarship (noun)
Some students are able to win scholarships from their universities.
kredyt studencki
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student loan (noun)
Nearly all students apply for a student loan these days.
dotować
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subsidize (verb)
If you are already in work, try persuading your employer to subsidize your studies.
wspierać
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support (verb) ***
Many students prefer to support themselves by working part-time.
wziąć urlop naukowy
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take a sabbatical (verb)
What would you do if you were on sabbatical for a year?
odliczany od podatku
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tax-deductible (adjective)
I think your travel expenses are tax-deductible.
szkolić
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train (verb)**
We trained new sales reps.
zdobywać, wygrywać
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win (verb)
He won a scholarship to Oxford university.
grupa robocza
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working party (noun)
A working party assessed the situation and presented several solutions.
trochę bardziej
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a bit more (expression)
My new boss is a bit more demanding than my old one, but she gets results.
o wiele bardziej
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a whole lot more (expression)
The new database is a whole lot more efficient than the old system.
aplikacja
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application (noun)
We've created a new application that automatically schedules all appointments.
kopia zapasowa
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backup (noun)
Make regular backups to external media, it's far safer!
błąddefekt /programu komputerowego
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bug (noun)*
A bug is just a software error, whereas a virus deliberately damages or hijacks software.
znacznie bardziej
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considerably more (expression)
A server is considerably more reliable, far quieter, and a whole lot more powerful than a PC.
awaria
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crash (noun)
A crash is considerably less serious than a hard disk failure.
psuć się (o systemie)
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crash (the system) (verb)
Our software systems are crashing more and more frequently.
baza danych
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database (noun) **
We have several database problems at the moment.
kasować
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delete (a document) (verb)
There have been several cases where important documents have been deleted.
ściągać (nowy sterownik)
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download (a new driver) (verb)
I have installed patches and downloaded new drivers wherever possible.
wprowadzać (dane)
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enter (data) (verb)
The sales team need to enter data on the system when they're on the road.
dzwonić do kogoś
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give someone a ring
Can you give me a ring, please? My email server's down at the moment.
dużo bardziej
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far more (expression)
A tablet PC is far more attractive than a PC.
wprowadzać (kogoś w coś)
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fill someone in on (expression)
We must fill Cara Bickerson in on voice recognition software.
wrócić do kogoś
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get back to someone (expression)
You should get back to Lincoln Thigpan about the presentation slides.
kontaktować się z kimś
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get in touch with someone (expression)
You should get in touch with Martha about the laptops.
przekazywać komuś najnowsze informacje
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give someone an update on (expression)
When you get back from your holiday. I'll give you an update on what's been happening.
psuć się
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go down (i.e. the server) (expression)
The server went down three times last week.
awaria twardego dysku
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hard-disk failure (noun)
A hard disk failure is an internal hardware failure, so you may lose all the information you have saved.
zdecydowanie bardziej
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infinitely more (expression)
A virus is infinitely more dangerous than a bug.
instalować (program)
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install (a patch)
I have installed patches in all the computers in this department.
Internet
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Internet
The Internet is the world-wide network shared by billions of users.
Intranet
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intranet (noun)
An intranet is one organization's network.
informować (kogoš) na bieżąco
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keep someone in the loop (expression)
We must keep Camilla Ramsey in the loop on solutions to database problems.
regularnie kogoś informować
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keep someone informed about (expression)
We should keep Marvin informed about the sound card driver.
laptop
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laptop (noun)
Please examine your laptop carefully, and delete any unauthorized software.
dać komuś znać o czymś
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let someone know about (expression)
We should let Maurice know about Marketing's Internet connection.
niewiele bardziej
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marginally more
A tablet PC is marginally more user-friendly than a laptop.
system operacyjny
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operating system (noun)
How much would it cost to install a completely new operating system?
poprawka, łatka
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patch (noun) **
A patch is far less common than a plug-in because it's used to correct a software problem.
komputer osobisty, pecet
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PC (noun)**
An incorrect memory address is the most common reason why PCs crash.
wtyczka programowa
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plug-in (noun)
A plug-in is used to provide additional features for an application, so it's a lot more frequently used.
serwer
it never goes down.
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server (noun)
Our server is incredibly reliable
podłączać
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set up (a connection) (verb)
We have to set up mobile Internet connections for our sales team.
nieco bardziej
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slightly more (expression)
The train is slightly more expensive than taking a plane these days.
trochę bardziej
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somewhat more (expression)
A tablet PC is somewhat more portable than a laptop.
oczekiwania klienta
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customer expectations (expression)
Quality means meeting the customer's need and expectations.
pakiet programów
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suite (noun)
A suite is far more useful than a single application because it comprises several applications.
tablet
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tablet PC (noun)
A laptop is a whole lot more powerful than a tablet PC.
rozpakowywać (plik)
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unzip (verb)
Do not unzip any file into a folder other than the one you created.
ulepszać, wprowadzać nową wersję
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upgrade (verb)*
We desperately need to upgrade the operating system.
przesyłać
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upload (verb)
There is a file where members of staff can upload any useful information for everyone to access.
sprzedawca
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vendor (noun)
I need to go through the information from the database vendors.
wirus
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virus (noun) ***
I had to buy a new PC after my old one got a virus,
oprogramowanie identyfikujące głos
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voice recognition software (noun)
I think voice recognition software will really make a difference and save us a lot of time.
grupa robocza
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workgroup (noun)
A workgroup is a collection of workstations that are linked together.
stanowisko pracy
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workstation (noun)*
A workgroup is considerably bigger than a single workstation.
najlepszy sposób
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best practice (expression)
Energy efficiency experts are being called in to advise on best practice.
dane o konkurencji
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competitor data (noun)
The marketing manager is responsible for evaluating competitor data.
podporządkowywanie się
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compliance (noun)*
Our quality controllers make sure that we reach full compliance with ISO 9001.
badania konsumentów
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consumer research (noun)
The marketing manager is responsible for evaluating consumer research.
ustawiczny postęp
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continuous improvement (expression)
Quality involves continuous improvement.
opłacalny
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cost-effective (adjective)
We need to find the most cost-effective way of carrying out this project.
popękany
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cracked (adjective)
The CD box was cracked and generally in poor condition.
zadowolenie klienta
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customer satisfaction (noun)
The most important thing in the retail industry is customer satisfaction.
zniszczony
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damaged (adjective)
To the end user, quality means that the product is not damaged in any way.
wadliwy
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defective (adjective)
Quality means that goods are not defective or damaged.
inżynier projektant
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design engineer (noun)
To the design engineer, quality has more to do with whether the design is fit for purpose and whether the product or part performs its intended function.
wada projektu
it's perfect!
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design fault (noun)
I can't find any design faults in the latest model
jednorazowy
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disposable (adjective)
Reusable coffee mugs are becoming more popular than disposable containers.
wytrzymały, trwały
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durable (adjective)
Made of durable plastic, this product will retain its appeal for several years.
użytkownik końcowy
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end user (noun)
The end user will never buy damaged or faulty goods.
odpowiedni do danego celu
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fit for purpose (adjective)
Quality has more to do with whether the design is fit for purpose.
ze skazą, wadliwy
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flawed (adjective)
The product was flawed from the beginning badly-designed and badly-produced.
nietrwały
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flimsy (adjective)
The packaging is flimsy.
kruchy
it's very fragile.
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fragile (adjective)
Be careful with that vase
wytrzymały, trwały
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heavy-duty (adjective)
We will need some heavy-duty machinery to cope with such a large order.
poprawa
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improvement (noun)
Adopting the RFT guidelines has led to an immediate improvement in product quality.
zależny od perspektywy
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in the eye of the beholder (phrase)
Quality is in the eye of the beholder.
standard przemysłowy
they are used widely throughout the recording industry.
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industry standard (expression)
These are industry standard headphones
brakować
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lack (verb)
What the town lacked was a really decent restaurant.
technika lean manufacturing
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lean manufacturing techniques (noun)
The process engineer employs lean manufacturing techniques to ensure that products are produced with minimum waste of effort, money, time, space and materials.
warunki rynkowe
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market conditions (noun)
The marketing manager is responsible for evaluating market conditions.
kierownik działu marketingu
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marketing manager (noun)
The marketing manager sees quality very much in terms of customer expectations and customer satisfaction.
wymierne cele
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measurable objectives (expression)
I have identified our measurable objectives for this product range.
słabo zaprojektowane
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poorly-designed (adjective)
The product is poorly-designed and does not meet our expectations.
technolog
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process engineer (noun)
The process engineer ensures that products are produced efficiently and effectively.
zapewnianie jakości
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quality assurance (expression)
If we decide to invest in this project, we will need some kind of quality assurance.
rewident jakości
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quality auditor (noun)
Internal auditors carry out checks every year to ensure ISO standards are maintained.
niezawodny
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reliable (adjective) **
Quality is designing and producing reliable products that do what they're supposed to do.
zarządzanie zasobami
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resource management (expression)
This is a good example of poor resource management, we wasted time and money.
dobrze za pierwszym razem
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right first time (expression)
Quality involves doing things right the first time.
podrapany, porysowany
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scratched (adjective)
The CDs were so scratched they were unusable.
tandetny, niechlujny
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shoddy (adjective)
The workmanship is shoddy.
wymogi, specyfikacja
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specifications (noun)
Exacting technical specifications mean that this machine will give many years of service.
interesariusz
pracownik
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osoba zainteresowana
Telford remained the company's largest stakeholder.
stakeholder (noun)
wymogi statutowe
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statutory requirements (noun)
It is a statutory requirement for a company to disclose its annual earnings.
tolerowane odstępstwo od standardów
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strict tolerances (noun)
The design engineer designs products or components to strict tolerances.
niskiej jakości, poniżej normy
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substandard (adjective)
If a product or service lacks quality, most people would agree that it is substandard in some way.
opis techniczny
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technical specifications (noun)
They didn't follow the technical specifications so now the product is flawed.
surowe wymogi
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tight specifications (noun)
The design engineer designs products or components to tight specifications.
odstępstwo od standardów
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tolerances (noun)
The components are machined to tolerances of less than one millimetre.
twardy
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tough (adjective) ***
The competition is tough but I believe we can achieve good results.
zawodny
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unreliable (adjective)
They changed their provider because the service was unreliable.
ekskluzywny
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upmarket (adjective)
High-income consumers tend to shop in upmarket stores.
warty swojej ceny
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value for money (adjective)
The majority of consumers appreciate value for money.
weryfikować
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verify (verb)
You should verify profit and loss margins before you continue.
fachowość
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workmanship (noun)
This is a fine piece of workmanship!
agresywny
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aggressive (adjective)**
Some people say David is passionate about the business, but I find him very aggressive.
osiągać cel
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achieve a target (expression)
Congratulations! We've achieved our targets for quality this year due to all your hard work.
pełen obaw
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anxious (adjective) **
Everyone in the office is extremely anxious about the redundancy rumours.
despota, tyran
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bully (noun)
A bully is aggressive and impatient.
wypalić się
he works long hours and he's always so stressed.
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burn out (verb)
I'm worried Bjorn may burn out
charyzmatyczny
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charismatic (adjective)
He is a charismatic leader, we all admire him.
pewny siebie
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confident (adjective) **
They were confident their profits would exceed those of last year.
chętny do współpracy
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cooperative (adjective) *
I think she's very cooperative with her colleagues.
decydujący, decyzyjny
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decisive (adjective)**
Our company has played a decisive role in the upcoming merger.
bezpośredni
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direct (adjective)
She can be pretty direct which some people interpret as rudeness.
spokojny, opanowany, wyluzowany
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easygoing (adjective)
Katia is very easy-going and gets on with nearly everybody.
ustalać ramy czasowe
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establish a time frame (expression)
To make sense of our tasks, we need to establish a timeframe within which we can all work.
ustalać termin
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fix a date (expression)
We've been vague about the schedule for too long. It's time we fix a date for definite and moved on.
życzliwy, przyjazny
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friendly (adjective) ***
Katia is friendly and a good team-member.
dobrze się dogadywać
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get on well with (verb)
She gets on well with everyone.
pracowity
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hard-working (adjective)
On the positive side. Anna is very hard-working.
pomocny
I really appreciated that.
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helpful (adjective)**
Anna was incredibly helpful when I started working here
niecierpliwy
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impatient (adjective)
He gets impatient with people who don't agree with him.
niekompetentny
she's actually very capable.
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incompetent (adjective)
She's definitely not incompetent
niezależny, samodzielny
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independent (adjective) ***
She's very independent and prefers to work alone.
indywidualny, jednostkowy
I've never seen anything like it.
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individual (adjective)
Her way of presenting is really individual
kluczowy udziałowiec
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key stakeholder (noun)
The key stakeholders kept a close eye on the project, they asked for weekly updates.
lider
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leader (noun)
A leader is charismatic and motivating.
spowalniać pracę grupy
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let the team/s.o. down (verb)
Hannah's really letting the team down by arriving late every day.
samotnik
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loner (noun)
The others in the team see her as a bit of a loner.
indywidualista
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maverick (noun)
A maverick is individual and unpredictable.
zdążać na czas
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meet a deadline (expression)
Unless the team really pulls together, we'll never meet the deadline on the Malaysian order.
nieporządny
how can she keep track of everything?
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messy (adjective)
Her desk is so messy and disorganized
nie zdążyć na czas, przekroczyć termin
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miss a deadline (expression)
In the end, I missed my deadline for the accountancy project, but it didn't matter: everybody else was late too.
motywujący
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motivating (adjective)
She has a motivating personality things get done when she's around!
obsesyjny
he never stops and has a break.
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obsessive (adjective)
I think he's a bit obsessive about work
zorganizowany
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organized (adjective) *
He is incredibly organized.
nadmiernie krytyczny
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over-critical (adjective)
People think she's over-critical, but I don't think she means to be.
zrzucać na kogoś obowiązki
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pass the buck (verb)
She will pass the buck if she feels it's not her problem.
kierownik projektu
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project manager (noun)
The project manager delivered the project on time and within budget.
członek zespołu projektowego
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project team member (noun)
The project team members were chosen for the skills they could bring to the project.
wykonywać swoją część pracy
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pull one's weight (verb)
The others in the team often think she's not pulling her weight.
współpracować
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pull together (verb)
She knows what it means to pull together in a team.
osiągać kamień milowy
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reach a milestone (expression)
The project has been difficult so far. However, once we meet the next milestone, everything should get easier.
samolubny, egoistyczny
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selfish (adjective) *
I've had enough of her selfish behaviour, we have to work as a team!
ustalać termin/datę
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set a date (expression)
Shall we set a date for the monthly meeting?
wyznaczać cel
he always sets such high targets for our overseas sales.
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set a target (expression)
Frank is an unreasonable boss
zaadaptować się
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settle in (well/badly) (verb)
You've been working here for two months now. How are you settling in?
mający jeden cel
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single-minded (adjective)
Anna is very independent and single-minded: she tends to do her own thing.
sponsor
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sponsor (noun)
The Ministry of Transport became the official sponsor of the new project.
zmieścić się w budżecie
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stick to a budget (expression)
Sam's excellent at getting things done on time, but she finds it impossible to stick to her budget.
zestresowany
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stressed (adjective)
Bjorn seems very stressed and worried.
podchodzić bez stresu (do czegoś)
he needs to relax.
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take (it) easy (verb)
He could certainly do with taking it easy sometimes
osoba umiejąca pracować w zespole
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team player (noun)
A team-player is cooperative and helpful.
nieprzewidywalny
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unpredictable (adjective)
The weather here is really unpredictable.
pracoholik
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workaholic (noun)
She's a workaholic. It's affecting her health.
rynek kurczący się
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a declining market (expression)
Most companies are reluctant to invest in promoting a product if it faces a declining market.
badania rynku
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a market study (expression)
The purpose of conducting a market study is to obtain information about customer's needs and how well they are met.
rynek niszowy
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a niche market (expression)
If you have an innovative but specialized product, don't worry, there will be a niche market for it somewhere.
reklama, rynek reklamy
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advertising (noun) **
We spend $5 million a year on advertising.
mieszanina, połączenie
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blend (verb)
The concept of mix coherency refers to how well the components of the mix are blended together.
drugi produkt gratis
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BOGOF (buy one get one free) (expression)
The BOGOF campaign helped to increase sales.
wprowadzać na rynek
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bring (a product) to market (expression)
Once you've found a manufacturer, it's time to bring the product to market.
łączyć w pakiet/zestaw
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bundle (verb)
Let's bundle the two products together, we'll sell more that way.
zdominować rynek
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capture (market share) (verb)
Your aim initially will be to capture market share.
zwrot pieniędzy
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cashback (noun)
One example of cashback is when big chain stores have a debit card which allows shoppers to receive cash along with their goods when they pay by debit card.
komunikacja
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communication (noun) ***
There was a breakdown in communication between the two departments.
udogodnienie
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convenience (noun)*
Customers often choose convenience over price.
koszt
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cost (noun) ***
The cost of promoting the new product range will be fairly high.
rozwiązanie dla klienta
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customer solution (noun)
From a consumer's perspective, product converts into customer solution.
marketing bezpośredni
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direct marketing (noun)
The direct marketing campaign was a success with an unprecedented response.
urozmaicać, różnicować
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diversify (verb)
How can Old Orchard update its image and diversify into new markets?
e-marketing
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e-marketing (noun)
It was vital to have a well thought out e-marketing campaign.
wchodzić na rynek
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enter a market (expression)
When we first entered the market, sales figures were incredibly low.
zalewać rynek
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flood the market (expression)
In order to capture market share, you might have to flood the market with a large number of cheap products even below cost.
franszyza
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franchise (noun)
Several teams bid for the franchise.
produkt oferowany po niższej cenie, aby zachęcić klientów do przyjścia do sklepu i zakupu innych towarów po normalnej cenie
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loss leader (noun)
Inkjet printers are a good example of loss leaders: the printer itself is cheap but the customer is forced to buy that manufacturer's high-priced ink cartridges and special paper.
lider rynku
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market leader (noun)
If your product is a good one, and your competitors weak, then hopefully you will soon become the market leader.
badania rynku
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market research (noun)
Market research is needed in order to estimate the cost of doing business in a particular area.
segmentacja rynku
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market segmentation (noun)
If you do market research you will discover how the market is divided up: the market segmentation.
udział w rynku
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market share (noun)
Market share and profit margins are declining.
miks marketingowy
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marketing mix (expression)
The most common variables used in constructing a marketing mix are price, promotion, product and placement
dojrzały rynek
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mature market (expression)
How can That Touch grow in what seems to be a mature market?
spójność w zakresie miksu marketingowego
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mix coherency (expression)
A strategy of selling expensive luxury products in discount stores has a poor mix coherency between product and placement.
dynamika w zakresie miksu marketingowego
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mix dynamics (expression)
With any given product, it is essential to assess the mix dynamics.
lokowanie
they are all on job placement schemes.
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placement (noun)
We have several people working with us this week
cena
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price (noun) **
From a consumer's perspective, price converts into cost.
produkt
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product (noun) ***
We have a range of products targeting the teenage market.
cykl życia produktu
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product life cycle (expression)
A product goes through several stages during its product life cycle.
lokowanie produktu
I felt like I was watching a very long advert!
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product placement (noun)
There was far too much product placement in that movie
marża zysku
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profit margin (noun)
Profit margins look good as well, don't they?
promowanie, promocja
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promotion (noun)***
From a consumer's perspective, promotion converts into communication.
nasycony rynek
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saturated market (expression)
How can Crunchy Morning capture market share in a saturated market?
(sprzedaż) powiązana
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tying (noun)
Tying is often seen in electronics, in video games, for example where games consoles will only run software licensed by the manufacturer.
marketing ukryty
it was a great undercover marketing idea.
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undercover marketing (noun)
They hired some actors to go around town and act out conversations to promote the product
marketing szeptany
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viral marketing (noun)
Do you know which online social networks can help with viral marketing?
zdobywać, nabywać
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acquire (verb)*
You can spread the cost of acquiring assets and maintenance will be covered.
majątek
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assets (noun)
If you take out a bank loan, you may need to provide security, such as business assets, or a guarantor.
pożyczka bankowa, kredyt bankowy
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bank loan (expression)
Regular payments on a bank loan can make it easier to budget
anioł biznesu
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business angel (noun)
Business angels may turn down proposals for no apparent reason.
przepływ gotówki
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cash flow (noun)
ASC is a small engineering company that has temporary cash flow problems.
sprawdzać
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check sth out (verb)
Angels always check out an entrepreneur's background thoroughly.
pojawiać się, wyłaniać się
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come up (verb)
Problems often come up in the early stages.
pomysł
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concept (noun)
It's not just the food but the whole concept that we're offering.
przekonywać
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convince (verb)
I tried to convince him to stay with the company but he had made his mind up.
słaba strona, wada
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downside (noun)
The downside to the merger is that we'll have to relocate.
sporządzać
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draw up (verb)
It's worth getting a lawyer to draw up any contracts rather than trying to write them yourself.
analiza sytuacji (firmy)
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due diligence (noun)
We need to have everything in order before the due diligence check.
udziały, akcje
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equity (noun)**
The term sheet also includes the type of equity and board of directors representation.
zysk z obrotu akcjami
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equity finance (expression)
It is hard to raise equity finance, and your own influence and share of the profits will be smaller.
droga wyjścia
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exit route (noun)
We need to ensure we have some possible exit routes.
biegłość, kompetencja
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expertise (noun)**
An investor can give you the benefit of their expertise.
doradca finansowy
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financial advisor (noun)
We spoke to the financial advisor and she suggested we take out a loan.
prognoza finansowa
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financial forecast (noun)
David will be presenting the financial forecast in today's meeting.
planowanie finansów
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financial projections (noun)
They weren't happy with our financial projections, so we were advised to review our business plan.
zysk
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financial retum (noun)
What will the financial return be on this particular project?
prognoza
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forecast (verb)*
We were forecasting between 30 and 40%, so our business plan was rejected.
rodzina i znajomi
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friends and family (expression)
Funding from friends and family can put a strain on your relationships.
finansowanie
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funding (noun)
With equity finance, you get your funding, while the investor only realizes their investment when the business is doing well.
przejść przez (np. test)
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get through (verb)
Only two per cent of business plans get through the complete funding process.
przejść
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go through (verb)
A lot of hard work is necessary before the deal goes through.
grant
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grant (noun) **
Grants are a source of cheap financing.
potencjał wzrostu
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growth potential (noun)
The venture capitalist said we were too 'niche' with not enough growth potential.
gwarant
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guarantor (noun)
She has agreed to act as our guarantor.
praktyczne doświadczenie
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hands-on experience (noun)
We didn't have the hands-on experience they were looking for.
nieoprocentowana pożyczka
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interest-free loan (expression)
Friends and family might be willing to provide an interest-free loan or not require security.
wewnętrzna stopa zwrotu
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Internal Rate of Return (IRR) (noun)
The first angel we met turned us down because of the IRR.
inwestor
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investor (noun) **
If your presentation is successful, interested investors will check out the statements made in your business plan, presentation and financial projections.
leasing
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leasing (verb)
A negative aspect of leasing is that you don't own the assets until the end of the agreement.
znajomość rynku
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market awareness (expression)
Companies usually set a target for the degree of market awareness they intend to achieve, and then plan a promotional campaign to reach that target.
bezpośrednio, od razu
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outright (adverb)
They told us outright that they liked our idea
debet
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overdraft (noun)
An overdraft can be a very flexible option for short-term or day-to-day requirements.
opatentować
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patent (verb)
Don Beal is an inventor. He has patented a new type of car engine which is 50% more efficient than existing engines.
wypowiedź nacechowana dużą siłą perswazji
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pitch (noun) **
Be prepared to make a ten-minute pitch and answer any questions that come up.
prototyp
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prototype (noun)
Don Beal needs money to produce a prototype but wants to keep control of his business.
wysuwać, przedstawiać
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put forward (verb)
In your pitch, you should put forward clear and convincing arguments.
gromadzić środki
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raise (finance) (verb)
How much investment will you need and how will you raise the money?
surowce
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raw materials (noun)
ASC is a small engineering company which needs £1,500 to pay for raw materials.
spotkanie preselekcyjne
we've been invited to the screening meeting!
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screening meeting (noun)
I've got some great news
samofinansowanie
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self-funding (expression)
The downside of self-funding is that using credit cards can be expensive in the long term
przedstawiać, rozkładać
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set out (verb)
The term sheet sets out all the conditions of the deal.
rozkładać koszty
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spread the cost of (expression)
If we spread the cost over five years, it won't affect our budget too badly.
młoda firma
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start-up (noun)
Fixa is a start-up providing home help for all sorts of everyday tasks or problems.
podporządkowywać się czemuś, zgodzić się na coś
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submit (verb)***
Once you have decided to submit a plan, complete our application online.
klienci docelowi
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target customers (noun)
Our target customers were specialists in their own field and there would've been a limit to what we could sell them.
agencja pracy tymczasowej
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temping agency (noun)
Busybodies is a temping agency providing clerical help to other companies.
lista warunków
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term sheet (noun)
On successful completion of the due diligence process, interested angel group members will draw up a term sheet that sets out the structure of the investment deal.
lista osiągnięć
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track record (noun)
Investors will go over your team's background and track record in detail.
odrzucać
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turn down (verb)
If they didn't turn you down at Step 2, our review committee will invite you to a screening meeting
inwestorzy dostarczający kapitału wysokiego ryzyka
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venture capitalist (noun)
The venture capitalist we contacted went through our business plan in detail.
pozbywać się (kogoś)
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weed out (verb)
The screening meeting allows investors to weed out poor applications at an early stage.
wypracować, opracować
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work out (verb)
In your pitch, you should work out clear and convincing arguments.
płatności
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accounts payable (expression)
Accounts payable should be found under the current liabilities' section on a balance sheet.
należności
these days it's called accounts receivable.
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accounts receivable (noun)
in the old days, money owed to the company by its customers was referred to on the BS as 'debtors'
administracja (skrót)
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admin (noun), informal
Admin is taken care of by the team secretary.
pozwalać
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allow (verb) ***
I invested in some new accounting software which allows me to present the information in the form I need.
majątek
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assets (noun)
The basic equation in the balance sheet is: Assets minus Liabilities equals Owner's Equity.
bilans
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balance sheet (noun)
A balance sheet will provide a snapshot of a business's value at a particular point in time, showing what it has and what it owes.
mieć długi
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(be) in debt (to someone) (expression)
The company is in debt to at least three banks.
anioł biznesu
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business angel (noun)
I set us DS Engineering ten years ago, with the help of investment from a group of business angels.
gotówka
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cash (noun)
Have you got any cash? I only have my credit card.
sprawozdanie z przepływu gotówki
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cash flow statement (noun)
A cash flow statement will indicate inflow and outflow of money over a specific period, in particular to make sure it does not run out.
brak równowagi finansowej
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cash imbalances (noun)
We want to avoid any cash balances this quarter, if possible.
rozchody
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cash payments (noun)
All funds going out of a business in a specific period are known as cash payments.
przychody
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cash receipts (noun)
All money coming into a business in a specific period is known as cash receipts.
sprzedaż za gotówkę
What are the cash sales figures for this year?
cash sales (noun)
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gotówka ze sprzedaży
zmuszać kogoś
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compel (verb)**
The profit and loss account compels us to make better decisions on what to do next.
koszty sprzedaży
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cost of sales (noun)
Will the cost of sales be higher or lower than last year?
wierzyciel
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creditor (noun) **
We owe the creditors a large percentage of our profits.
aktywa bieżące majątek obrotowy
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current assets (noun)
Businesses often have money in the bank or money owed to them, known as current assets.
zobowiązania bieżące
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current liabilities (noun)
What are our current liabilities for this year?
spadek wartości, deprecjacja
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depreciation (noun)
Speedier vans suffered from depreciation with their value falling by 20%.
zniechęcać, odwodzić
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discourage (verb)*
Checking the balance sheet has also discouraged me from developing bad habits.
zysk przed opodatkowaniem
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earnings before taxes (noun)
Can you calculate our earnings before taxes?
umożliwiać
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enable (verb)**
The profit and loss account enable our investors to see that we are making a profit.
zachęcać, dodawać otuchy
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encourage (verb)
Because our balance sheet is a snapshot, I find it encourages me to really think about whether my business is in the best shape.
rozchód
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expenditure (noun)**
About a quarter of our expenditure goes on raw materials and other subsidies.
wydatki, nakłady
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expenses (noun)
In the Income Statement, you start with your Net Sales and then subtract various costs and expenses.
nadzwyczajny przychód
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extraordinary income (noun)
Extraordinary income should be found under the 'other income' section on a profit and loss account.
środki trwałe
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fixed assets (noun)
Some things that a business owns cannot be turned easily into cash: these things are its fixed assets.
zmuszać (do czegoś)
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force (verb)
If we got this wrong, it might even force us to go out of business.
rosnąć w siłę
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go from strength to strength (expression)
Our bakery business, Kernal, has gone from strength to strength.
wypaść z rynku
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go out of business (expression)
If sales don't improve soon, we might go out of business.
zysk brutto
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gross profit (noun)
The gross profit percentages are rising every year.
pomagać
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help (verb)***
A cash flow forecast helped us to get a start-up loan.
saldo dodatnie
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credit (expression)
I can't believe we're in credit! We've been in the red for so long.
przychód
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income (noun) ***
My income has remained fairly steady for the past five years.
napływ
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inflow (noun)
There has been a massive inflow of foreign investment.
mieć (coś) na oku
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keep an eye on (expression)
Keeping an eye on cash flow has always been important to prevent cash imbalances.
śledzić coś / być z czymś na bieżąco
they're so erratic!
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keep track (of) (expression)
I can't keep track of the sales figures
teren, ziemia
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land (noun) ***
A company might have a one-time income from the sale of some land or the sale of part of a business.
pozwalać
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let (verb) ***
The balance sheet lets me see what I actually owe in the short and long term.
zobowiązania
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liabilities (noun)
A business's liabilities are the sums that it will have to pay at some time in the future, such as loan repayments or taxes.
pożyczka, kredyt
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loan (noun)
We need to take out a loan to start renovations on the restaurant.
spłata pożyczki
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loan repayments (noun)
The loan repayments end this April.
pożyczki wymagalne/spłacalne
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loans repayable (expression)
Loans repayable is classed as a long-term liability.
zobowiązania długoterminowe
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long-term liabilities (noun)
We have several long-term liabilities which we need to keep an eye on.
zmusić
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make (verb) ***
The balance sheet made me pay my creditors sooner rather than later, when the balance sheet looks better it improves our position with the bank.
aktywa
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net assets (noun)
The difference between what a business owns and what it owes are its net assets
przepływ gotówki netto
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net cash flow (noun)
We'll have an idea of the net cash flow next month.
dochód netto
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net income (noun)
Our net income is €100,000.
sprzedaż netto
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net sales (noun)
The total income from all of a business's normal trading activity is known as net sales.
zysk operacyjny
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operating profit (noun)
The amount of profit after general running costs are deducted is known as operating profit.
wypływ, wyciek
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outflow (noun)
You can calculate the balance by subtracting cash outflows from cash inflows.
kapitał własny
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owner's equity (noun)
A business's net assets are equal to owner's equity.
lista płac
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payroll (noun)
Cherubs Pre-school Nursery has five carers on its payroll.
zezwalać, pozwalać
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permit (verb)
Our investors wouldn't permit us to take any unnecessary risks.
maszyny i urządzenia
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plant and machinery (noun)
Plant and machinery should be found under the 'fixed assets' section on a balance sheet
zapobiegać
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prevent (verb)***
Checking cash flow has always been important to prevent cash imbalances.
rachunek zysków i strat
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profit and loss account (noun)
A profit and loss account will show managers whether a business made or lost money over a specific period.
zakazywać
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prohibit (verb)***
Business angels don't prohibit certain practices the way some accounting regulations do.
surowce
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raw materials (noun)*
KJK Products spent €10,000 on raw materials for manufacturing.
czynsz
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rent (noun)
The rent has increased by 20% since last year.
koszty eksploatacji
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running costs (noun)
The running costs are surprisingly low.
skrótowy opis
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snapshot (noun)
Because our balance sheet is a snapshot, it gives us a clear and immediate idea of the shape our business is in.
arkusz kalkulacyjny
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spreadsheet (noun)
I used to use a spreadsheet, but I've invested in some accounting software now.
pożyczka na nową działalność
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start-up loan (noun)
We have to fill out this application form if we want to apply for a start-up loan.
podatek
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tax (noun) ***
She owes over £50,000 in unpaid taxes.
podatki do zapłacenia
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taxes payable (expression)
Please keep a record of all the taxes we need to pay in the taxes payable document.
uczciwa umowa
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a fair deal (noun)
After hours of negotiating, they set up a fair deal.
odpowiedzialność
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accountability (noun)
Values like honesty, fainess, transparency and accountability, when combined with commercial and manufacturing best practice, can help to make the world a better place.
popierać, opowiadać się za czymś
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advocate (verb)
Shallanberger advocates a third way.
zawrzeć ugodę (poza sądem)
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agree an outof--court settlement (expression)
They agreed to an out of court settlement as the legal process was becoming extremely expensive.
zmienić, skorygować, zmodyfikować umowę
commencer à apprendre
amend a contract (expression)
We will have to amend the contract the amount of annual leave has changed.
zastosować
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apply (a penalty clause) (expression)
Due to late completion, we applied the penalty clause.
przyjąć ofertę (przetargową)
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award a contract (expression)
Have you decided who we should award the contract to yet?
naginać zasady
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bend the rules (for someone)
Lying, cheating and bending the rules is unacceptable.
bez zarzutu
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beyond reproach (expression)
A company should be morally beyond reproach.
dobra praktyka
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best practice (expression)
Best practice is a process that has been shown to give excellent results.
etyka graniczna
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borderline ethics (noun)
A world where six-figure salaries, stock options and golden retirements are a CEOs top priority encourages borderline ethics.
złamanie umowy
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breach of contract (expression)
Calisto will be in breach of contract if they deliver late.
nie dotrzymać warunków umowy
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break a contract (expression)
He broke the contract by leaving his job without giving notice.
łapówkarstwo
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bribery (noun)
He is appearing in court on charges of bribery and tax evasion.
unieważnienie umowy
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cancel a contract (expression)
We had to cancel the contract as the service was unacceptable.
spisek
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conspiracy (noun)*
There was a conspiracy against the party leadership.
ład korporacyjny, nadzór
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corporate governance (noun)
Hannah Shallanberger, who serves on the board of several corporations, argues that good corporate governance is not incompatible with making profits.
korupcja
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corruption (noun)
The bank was closed down amid allegations of corruption and fraud.
termin
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deadline (noun)
The deadline is tomorrow, there is no way I'm going to finish on time!
sporządzić projekt umowy
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draft a contract (expression)
We need to draft a contract for the new cleaning company.
defraudacja
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embezzlement (noun)
He was charged with theft and embezzlement and five counts of money laundering.
upoważnienie
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empowerment (noun)
Many companies favour employee empowerment
wyegzekwować
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enforce (verb)**
The main role of the police is to uphold and enforce the law.
wynagrodzenie kadry kierowniczej
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executive pay (noun)
Executive pay has increased by 12% over the last year.
sprawiedliwość, uczciwość
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fairness (noun)
He has a real sense of faimess and treats everyone with respect.
sprzyjać, popierać, wspierać
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foster (verb)
Some companies foster a sense of ownership and social responsibility throughout their organization.
oszustwo
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fraud (noun) **
Police are investigating a complex fraud involving several bogus contractors.
oddać sprawę o sądu
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go to court (e.g. a case) (expression)
Is it really necessary to go to court? The legal expenses are so high.
uczciwość
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honesty (noun)
Honesty and responsibility is the best policy.
niekompatybilny
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incompatible (adjective)
Unfortunately, the software systems were incompatible.
nielegalny obrót papierami wartościowymi
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Insider trading (noun)
They have accused several employees of insider trading.
nieprawidłowość
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irregularity (noun)
Regulatory bodies investigate irregularities in company practice and finance.
prawnie obowiązujący kontrakt
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legally binding contract (expression)
A legally binding contract is one which can be enforced by the legal system.
spór sądowy
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litigation (noun)
In some cases the two parties can avoid the expense of litigation by agreeing to an out-of-court settlement
pensja minimalna
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minimum wage (noun)
All companies must ensure they pay the minimum wage allowed by the law.
pranie brudnych pieniędzy
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money-laundering (noun)
Because they have no record of their earnings, the police suspect them of money-laundering.
negocjować umowę
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negotiate a contract (expression)
We are meeting today to negotiate a contract
nepotyzm
it's blatant nepotism!
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nepotism (noun)
She gave the job to her nephew who was completely under-qualified
przestępstwo, wykroczenie
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offence (noun)***
She had committed no offence under military law.
własność, prawo własności
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ownership (noun) **
I think we should promote Jane. She really took ownership of that difficult restructure last year.
grupa, ekipa
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party (noun) ***
The planning team will announce details next week at a meeting for interested parties.
płacić (milionowe) odszkodowanie
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pay (millions) in damages (expression)
If the case goes to court, the loser may be ordered to pay millions in damages.
zapis o karze umownej
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penalty clause (noun)
A penalty clause may apply and Calisto will have to pay compensation.
organy nadzorcze
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regulatory bodies (noun)
Some companies can exceed the requirements of regulatory bodies and give customers, employees, the environment and shareholders a fair deal.
złamać kontrakt
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renege on a contract
By failing to pay for our services they reneged on the contract.
podpisać kontrakt
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sign a contract (expression)
Please sign the contract after reading the small print.
sześciocyfrowa pensja
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sixfigure -salary (noun)
The job guarantees a six-figure salary and a range of excellent benefits.
odpowiedzialność socjalna
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social responsibility (noun)
It seems there is little space for global justice and social responsibility.
pikujący
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spiralling (adjective)
Shallanberger blames Enron, WorldCom and other scandals first and foremost on spiralling pay.
pozywać do sądu
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sue (verb)**
A company which fails to respect its commitments can be sued for breach of contract.
przejrzystość
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transparency (noun)
Parents are demanding greater transparency in the selection process.
gwarancja
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warrarity (noun)
On expiry of the warranty, an extension agreement may be entered in to.

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