Business ethics & late payers

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Stakeholder
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a person with an interest or concern in something, especially a business. People such employees, customers or citizens who are involved with an organisation and therefore have an interest in its success. interesariusz
Shareholder
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an owner of shares in a company. akcjonariusz
fiduciary responsibility
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an obligation that prevents one party from acting in their own interest rather than in the interest of the organization. For nonprofits, this ethical commitment makes it possible for them to fulfill their missions.
Benefits
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things such as medical insurance that employees receive in addition to money.
Premise
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idea or theory on which a statement or action is based.
Discharge a debt
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pay a debt completely.
Better off
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richer.
Strive for
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try very hard to make something happen.
Fall short of
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fail to reach a desired standard.
Knock on effects
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indirect results of other events or situations
Bank charges
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sums of money paid by a customer for a bank's service
Bookkeeping
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system of buying debts for less than they are worth and then obtaining payment for them from the debtors
Cash
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money which is immediately available
Credit limit
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the maximum amount of money a bank will allow you to borrow
Credit worthiness
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calculation of someone's ability to pay back money which they have borrowed.
Debtor
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someone who owes money.
Factoring
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amount which is less than the level that was expected or needed.
Outgoings
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amounts of money that regularly have to be spent.
Overdraft
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amount of money that a bank customer with an account is temporarily allowed to owe the bank.
Overtrading
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operating a business while not having enough money to pay creditors and employees
Shortfall
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amount which is less than the level that was expected or needed.
Constraints
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things which limit your freedom of action.
Unauthorized
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without official permission.
Undue
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to a level which is more than is necessary or reasonable.
Punitive bank charges
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charges which are used to punish someone.
Root cause
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reasons for something bad

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