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commencer à apprendre
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imposes various requirements, restriction and guidelines on banks
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Very high taxes have recently been imposed on cigarettes. commencer à apprendre
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to officially force a rule, tax, punishment, etc. to be obeyed or received
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commencer à apprendre
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primary route for moving founds from lender to borrowers
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The classic example of a financial intermediary is a bank that consolidates deposits and uses the funds to transform them into loans. commencer à apprendre
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institution that helps to move funds from savers to borrowers
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commencer à apprendre
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to remove national or local government controls or rules from a business or other activity
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commencer à apprendre
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the process of removing government controls or rules from a business or other activity
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commencer à apprendre
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a member of a government department or other organisation who is responsible for making new rules, laws
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commencer à apprendre
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a member of a government or law- making Organization
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commencer à apprendre
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something that is owned by a person, company or organisation such as money, property
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commencer à apprendre
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the amount of money that a person or organisation owes; debt
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a statement that shows the value of a company's assets and its debts
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to produce a range of different types of products or services, in order to succeed in more markets or protect yourself against risk
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competitive prices, services, etc. are as good as or better than other prices, services, etc
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commencer à apprendre
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the relationship between two amounts, represented by two numbers or a percentage, expressing how much bigger one is than the other
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We're about to become bankrupt, as our equity is close to nothing. commencer à apprendre
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a part ownership of company in the from of shares We're about to become bankrupt, as our ______ is close to nothing.
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get/take out/apply for a loan Before you take out a loan sit down and list all the money you have coming in. pay off/pay back/repay a loan New restrictions require lenders to check a person's income and ability to repay the loan. commencer à apprendre
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money that someone borrows from a bank or other financial organisation for a period of time during which they pay interest a loan to sb/sth The bank's portfolio of loans to commercial and industrial firms shrank from $15.7 billion the previous year to $12.7 billion. provide/give/make a loan World banks injected as much as $64 billion into global money markets to encourage banks to make loans again.
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mortgage payment/repayment Once the interest rate rises, they won't be able to afford their monthly mortgage payments. mortgage arrears/defaults Increases in unemployment will lead to a rise in mortgage arrears. a 15/25/30-year mortgage commencer à apprendre
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a legal agreement to borrow money from a bank or other financial organization, especially to buy a house or other property, or the amount of money borrowed apply for/take out/get a mortgage You take out a mortgage on your home at a fixed rate of interest.(zaciągać) pay/pay off/repay a mortgage A large part of the money will be used to pay off a mortgage.(spłacona)
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someone who makes money by starting their own business
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current account, checking account in/into sb's current account He is considering what to do with around £5,000 he has in his current account. commencer à apprendre
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a bank account that you can take money from at any time and use for making payments, that usually earns little or no interest out of/from sb's current account I transfer my mortgage repayments monthly from my current account. a current account holder/customer
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savings / deposit / time/notice account commencer à apprendre
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a bank account which earns interest on the money kept in it
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a book of cheques with your name and account details printed on them, which is given to you by your bank to make payments with
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credit card balance/bill/debt Two thirds of us don't clear our credit card balance every month. accept/take credit cards Online merchants rely on electronic payments, and it would d hurt their businesses if they did not accept credit cards. commencer à apprendre
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a small plastic card that can be used to buy goods or services and then pay for them at a later time pay with a/by credit card We don't take cheques, but you can pay by cash, credit card, or debit card.
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Make online payments using your MasterCard or Visa debit card. Debit card payments will incur a small handling fee. Can I pay by debit card? All debit card transactions will be in pounds sterling. commencer à apprendre
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a small plastic card that you can use to get cash from cash machines, or to pay for goods and services. When you use the card, the money is taken directly from your bank account
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run up/have an overdraft Research shows that 58% of students have an overdraft. I paid off my overdraft as soon as I got my pay cheque. We have an overdraft facility of £500 with our bank. commencer à apprendre
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the possibility to borrow money by spending more than you have in your bank account
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the process or activity of managing bank accounts or operating as a bank over the internet
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services offered by a bank to its customers by telephone
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a type of investment carries a high level of risk and loss but it can generate a large profit
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a bank that helps companies sell and buy shares, or helps them buy other companies or merge (= join together) with each other
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a bank that provides financial advice and services for people who have a lot of money
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a person or financial organization that buys and sells shares, bonds, etc. for other people and organizations
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an investment that carries a high level of risk of loss. It is focused on making a quick profit by taking advantage of price fluctuations in the markets
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commencer à apprendre
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